Author: Mark Biernat

States rights – Why the tenth amendment matters

States rights – How Americans ignore the US constitution, the 10th Amendment, systematically lose their freedom, rights and liberty and apparently do not care Under the 10th Amendment States have the right to keep all power not specifically given to the US Federal government written in the US constitution. This idea was crafted into the…
Is the income tax legal – Taxation immoral and Unconstitutional?

I turn my ear up to a 45 degree angle to hear better when someone say “the income tax is unconstitutional or illegal”. I listen to their arguments, but they never convince me on legal grounds. Further, I find it curious when intelligent people do not file tax returns and get caught. Lastly I take…
Why the US has economic problems and what you can do

US economy is not working because Americans forget what economics is about Why is the economy not working? Let me explain economics so simple even Obama could understand, yet he will not. Nor will his Einstein advisers with wing-tip shoes and fancy degrees. I wish he would read this. The simple answer is this: Americans…
Stock market and sunspots

Is there a correlation between sunspot activity on the sun and the stock market? Yes. Further, if such a technical theory has a spokesperson who says it with confidence and a track record, people listen. However, for me personally, the correlation has no meaning. I would also imagine for a serious stock traders, it is…
On Liberty – John Stuart Mill

The book On Liberty by John Stuart Mill written in 1859 is available here in PDF format for e-readers. You can download it below. The idea of Liberty is central idea behind our nation. The US was founded on the ideals of the enlightenment, something I personally believe in. Social values of justice, equality and…
Who is to blame Wall Street or Washington?

Who is to blame for the financial crisis and the US economic problems? Wall Street or Washington? The simple answer. Do not read some egg head NY times economist or some economist in Washington with fancy degrees and on a policy board or maybe even a Nobel prize. I will explain the situation, clear and…
Mob Rules – Louis Ferrante – book review

I do not like reading about the mafia, I only saw one Godfather and I never saw the Sopranos. However, when I can across Louis Ferrante’s business book about ‘legitimate business lessons learned from working in the mafia’ it intrigued me. Who do not like Horatio Alger rag to riches and prodigal son stories? Ferrante…
Small business idea for the US market

If you want to try to be an entrepreneur, but do not know where to start consider the websites like alibaba.com. It is like a Chinese eBay for small business designed for people who want to access suppliers, manufacturers and wholesaler. You can sort by country, and type of product you are searching for. The…
Why I am a Libertarian

The problem with political parties are they are an abstraction. Rene Descartes wrote ‘ every abstraction is a distortion of the truth’. Therefore, if you are like me you never fully felt comfortable wearing the hat of a Democrat or Republican. A particular leader from one party might inspire you, but how often do Abraham…
Ways to save money on a tight budget

How to live on little money My family lives in a paradise, with a good standard and on a tight budget. Four years ago we came to the USA with two suitcases and no car. Now we are doing well, not because of the income but because of our savings. A wealthy person is one…