Credit Union or Bank

Which is better a credit union or a bank? The credit unions vs. banks’ controversy are easy to solve if you take a step back and look at the economic incentives. First, as yourself what is the purpose of a credit union and what is the purpose of a bank? Profit motive I have worked for… Continue reading Credit Union or Bank

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Working long hours

Working long hours is stupid If you are working 12 hour days, quit your job. Why? The only way you will ever do anything more than tread water in a capitalist economy, is by being capitalist yourself.  Not working for another man, not working for another man’s bonus and in essence for another man’s wife.… Continue reading Working long hours

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Adam Smith’s Philosophy

Adam Smith was a Scottish moral philosopher with noteworthy contributions to political economy relating to how individuals make the market economy and free trade. However, at the core of his thinking, he was driven by a moral conviction to find how to improve society in a just way. He is considered the father of modern… Continue reading Adam Smith’s Philosophy

Corporate America Sucks

This post is about why corporate American sucks. I love my life and my work and my family, so I am not some bitter guy, on the contrary. I am an unrepentant capitalist.  However, there is no way you are going to tell me that corporate America does not suck. Corporate America sucks – Tested… Continue reading Corporate America Sucks

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Business cycle and Fiscal Stimulus

Fiscal stimulus exacerbates the business cycle Anything the government does free market does more efficiently.  Think of UPS vs the Post office.  Think of Google vs. umm the government could never create such an efficient tool as Google. Some people believe that micromanaging the economy and business cycles from the top with a large fiscal… Continue reading Business cycle and Fiscal Stimulus

The US Needs to Tax Companies Offshoring

Companies that go offshore will have to pay more taxes. Trump will incentivize the return of business domestically with a tariff. From Free Trade economics to common sense economics If we do not put some incentives for companies to stay, the middle-class wages will continue to decline. Multinational companies will offshore operations, relocate business processes and… Continue reading The US Needs to Tax Companies Offshoring